A Retirement Readiness
Questionnaire[1]
Take some time to think about the following questions and
what your answers tell you about your thoughts on retirement. The less the number of thoughts, the
less you may be prepared.
1.
Why
are you thinking about retirement now ? (You get one
point if you think that some one who knows you well considers your answer good
and clear.
2.
Do you
want to retire? (One point if yes)
3. Have
you attended a retirement preparation program or seminar focused on financial
planning? (One point if yes}
4. Have
you attended a retirement preparation program or seminar focused on social
planning? (E.G community activities and interpersonal endeavors (One point if yes)
5.
How
would your finances be if you retired now? (One point if good or better)
6. Have
your developed any outside interests , hobbies, volunteer activities or areas
of new learning? (One point if yea)
7.
Have
you planned new activities where you would interact with people on a regular
basis? (One point if yes)
8.
What
do your family and friends say about your retiring? (One point if they think
you are doing the right thing)
9. Have
you considered whether you want a complete or partial retirement ? In other words, have you
considered part-time or temporary
work, or even a less than fulli-time
business venture? Emphases
here are on consideration. (One point if yes even if you choose not to go this
route,}
10. During retirement, will the process of
making at least a moderate contribution helping out in volunteer or other
activities be sufficient for you, or do you feel you need to make and immediate
major difference in what you do?
(One point if yes to the first part of the question or to the second
part if you feel you have lined up an activity where you can make an immediate
major contribution.
11. What
is important and fulfilling to you? How do your retirement plans relate to your
thinking here? ( One point if someone who is reliable and knows you feels you give a straight answer and
considers your answer good and clear)
12. What is
it that gives you a sense of meaning and purpose in life? How do your retirement plans relate to
your thinking here? (One point if someone who is reliable and knows you, feels
you give a straight answer and considers your answer Good and Clear)
Scoring--What is your Retirement
Readiness Quotient?
Ø
12 points: You’re in position for great retirement
Ø
10-11
points: You’re retirement will likely be
highly satisfying.
Ø
8-9
points: You’re retirement could have some problems that are
likely fixable.
Ø
6-7
points: You could be challenged by
ambivalent feelings about retirement,
requiring solid effort to bring your situation up a
notch.
Ø
3-5
points: You are potentially in a trouble zone
with your retirement now working
well short of the major effort
to get it back on track.
Ø
0-2
points: You are in
jeopardy of having an unfulfilling retirement,
requiring an all out effort to have things work out to your liking
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